![]() Secara amnya, pengenalan framework baru Kadar Asas menggantikan BLR/BFR akan mewujudkan persaingan yang sihat yang bakal menguntungkan pengguna. Bank yang telah menetapkan Kadar Asas dan Kadar Pinjaman Efektif seperti Maybank dan Public Bank memiliki kelebihan kerana kekuatan mereka dalam sektor perbankan konsumer. Maybank kini adalah yang terendah dengan kadar asa 3.2% diikuti Public Bank 3.65%. Kebanyakan bank utama mulai melaksanakan Kadar Asas atau Base Rate seperti yang telah diperkenalkan oleh Bank Negara pada akhir tahun lalu.īase rate to stir up competition among banks – The Star JAN 2015: Base Rate / Kadar Asas menggantikan BLR/BFR Bermula 2015 ![]() ![]() Silakan share kepada rakan-rakan lain yang sedang dalam proses membeli rumah buat kali pertama. Jadi, di sini saya rangkumkan informasi yang komprehensif yang diperoleh daripada sumber-sumber yang berkaitan dalam bentuk soalan lazim untuk rujukan di masa hadapan dan rujukan para pembaca (tapi harap maklum info tidak dijamin tepat lah yer, boleh check source yang saya petik). Memang banyak perkara baharu yang perlu difahami dan diteliti berkenaan dengan proses membeli rumah dan selok belok membuat pinjaman perumahan. Saya sedang dalam proses membeli rumah pertama untuk kediaman sendiri.
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